Bullion 44% Hallmark Milk Chocolate Review

Made with 44% Ghanaian cacao, this is a smooth, comforting milk chocolate with a classic character — creamy cocoa alongside caramel and malt, rich without tipping into overly sweet territory. Worth noting: cacao sourcing from Ghana carries a complicated history around labour practices, which is why many bean-to-bar makers source elsewhere in the world.

As it melts, caramel sweetness builds first, followed by gentle malt and a soft hazelnut nuttiness. The finish is creamy and lingering, with a subtle toasted note that makes it genuinely moreish.

This is a well-made, elevated take on the classic milk chocolate bar — creamy, malty and nutty, with more depth than a conventional sweet milk bar. One caveat: the ingredient list places sugar last despite the numbers not quite adding up, which is worth flagging for anyone reading closely.

Bullion Website

Overall Rating: 5 out of 10